All students at SFBU must have annual health insurance coverage for each term they are enrolled in. This includes periods where students may be on an academic break, such as the winter and summer breaks, and while they are out of the country. Students enrolled in a 100% online modality are exempt from this health insurance requirement.
For the 2025-26 academic year, SFBU has partnered with Student Medicover, to provide all students (domestic and International) with a high-quality student health insurance plan (SHIP) with United Healthcare. Students will automatically be enrolled in the annual insurance plan and will have the option to waive the SHIP at the start of the academic year. Please check back here for updated information on the student health insurance plan with United Healthcare.
Information about the 2024-25 SFBU student health insurance plan (ending August 2025) is listed below.
The 2025-26 Student Health Insurance Plan (SHIP) - Information for ALL STUDENTS
The 2025-26 Student Health Insurance Plan (SHIP) is offered through Student Medicover and is administered by United Healthcare (UHC). The plan is available for both domestic and international students in undergraduate and graduate programs. It includes a network of 1.3 million providers nationwide, access to over 6000 hospitals, and partnerships with over 67,000 pharmacies. United Healthcare also offers online tools, such as HealthiestYou by Teledoc for general medical, mental health, and nutritional services; and Student Assist for crisis support, legal/financial assistance, and stress management.
All students must enroll in an annual health insurance plan. Coverage for the 2025-26 academic year begins August 18, 2025, and ends August 17, 2026.* Students interested in enrolling in the SHIP can proactively enroll in the plan by visiting the UHC Student Resource site. All students will be enrolled in the SFBU Student Health Insurance Plan with United Healthcare, unless they submit a waiver request by Sunday, August 24, 2025. Students may submit a waiver request in the UHC Student Resource site, which will be made available soon.
The cost of the annual plan with United Healthcare is listed below:
- $2385/year for ALL International and Domestic Undergraduate Students**
- $3939/year for Domestic Graduate Students only**
* Students who are enrolled in the 2024-25 Cigna Insurance Plan and enroll in the 2025-26 United Healthcare Plan will have their plan cover September 1, 2025, to August 17, 2026.
** Students enrolled in the 2024-25 Cigna Insurance Plan and enrolled in the 2025-26 United Healthcare Plan will have an annual plan rate minus 14 days to accommodate a start date of September 1, 2025.
Information about the SFBU SHIP with United Healthcare and alternative individual plans can be found here:
- United Healthcare
- Medicover Supreme, Elite, 500, and 100 Plans
- ISO Care Elite, Care, and SharePlans
- ISI Defender 200 & 500
- Covered California, Health for California, eHealth(Domestic Students)
- Medi-Cal information
- ACSA - Global Travel Plus (Repatriation Benefits - International Students)
For more information about SFBU’s SHIP and to learn about its benefits, process for enrollment, or to waive out, please attend one of the Student Health Information Sessions, provided by Dr. Kell Fujimoto, Sr. Director of Wellness. Register here!